If you are a legit hustler in this digital space, you will agree with me that PayPal limitations are unending it doesn’t get too long before PayPal serve you breakfast. If your PayPal account is permanently limited and you’re still wondering how to withdraw money from your PayPal wallet, this guide will walk you through everything you need to be cash-out money from a limited PayPal Account before 180.
One thing is certain; when PayPal Limits your account they will always list out things you can do and things you can’t do with the PayPal account at the moment of limitation.
To those who might be new to the word PayPal limitations, let me clear you here what it means when PayPal limits your account. before I go into giving a precise answer to your question let’s understand more about PayPal policies and why they choose to limit accounts
Reasons For PayPal Account Limitations
Paypal is a very big company and they have policies guiding every PayPal user just like other companies and organizations.
When you go against thethen PayPal will limit your account from certain features till you verify your identity. This is done in order to protect their own business and the user’s interests as well.
So when using Paypal, you should understand their policies so as not to breach any of them to avoid limitations.
Apart from the mere user’s agreements you read from the PayPal page, there are many more reasons why your PayPal account might get limited but among all invalid activities play the largest role. As soon as PayPal notice invalid activities such as mixed IP from different locations, Suspicious transactions then your account is subject to limitation till your identity is verified and well known to them
How Then Can My ID become a problem?
Your mean of Identification isn’t supposed to be a problem if only you use PayPal legally but unfortunately, it will remain a problem since PayPal is not legally available for Nigerians.
Using PayPal in Nigeria is against PayPal policies but na wetin man go do?, we gats to hustle.
It is of this fact that one needs to be careful and not go against PayPal so as to eschew the limitations so we won’t stand a chance of providing an identity which we can’t.
We are Nigerians and most of the time we don’t use Nigeria PayPal accounts because of the limitations placed on them instead we use USA PayPal accounts or other countries’ PayPal which can serve our business better.
Now tell me “how can you provide the real identity of your USA residence or other United State-Based Documents when you’re a Nigerian?” that’s one reason we do everything to make sure our account doesn’t get limited because if it happens there might be no way out.
Most of the folks who have gotten limited and couldn’t find a way out are stuck to questions to if they can get money from a closed PayPal account
My PayPal Account is Limited, Can I still Shop Online?
If your account gets limited, it’s very certain you cannot bypass PayPal limited account to spend the money from the closed PayPal account unless you provide the necessary information required of you.
But I noticed that when PayPal places limitations on some accounts, they can still have access to use their funds for online shopping but they cannot send out, they cannot receive or do other transactions.
While in some limited PayPal accounts you can receive funds but you can neither send out nor shop with your funds.
In that case, Paypal has a different method of placing limitations depending on the policy you violate or in areas you go against their terms and conditions of users’ agreement
How To Withdraw Money From Permanently Limited PayPal Account
PayPal’s permanent limitations could be heartbreaking but the good news is that you can actually get back your money from a closed PayPal account.
If you are looking for a simple guide that will teach you how to withdraw your money from a Permanently limited PayPal account, then here is the most interesting part of this article
Usually, when PayPal limits your account, your funds are frozen for that period of time. PayPal will ask you to provide some documents for verification which is usually very hard to get since we are both using PayPal in Nigeria illegally.
The good news is that you can actually spend money on a limited PayPal account after 180 days. Yes, you got me right!!!.
It is within PayPal’s policy that once your account has been permanently limited, you will be able to have access to withdraw your funds after 6 months which is about 180 days.
Unfortunately, a lot of people lose hope waiting and actually feel like the account is gone forever and funds cant be gotten back which is actually not the case.
If you find yourself in this situation, always relax and chill, after 180 days PayPal will send you a quick notice that your funds are now available and can be used
How To Withdraw Money From Limited PayPal Account Before 180
As mentioned earlier, PayPal usually sends you an email after 180 days of your account being limited. In regards to withdrawing your funds before this 180 days benchmark, it is very difficult to achieve.
The chance of you accessing or recovering your PayPal funds on a limited account is very slim. It’s like Arsenal trying to win the Champions League.
Regardless of this, You can write to PayPal and submit an appeal for them to release your funds. The success of this process is not even guaranteed.
Avoiding Paypal Permanent Limitations
As a PayPal user in Nigeria, It is important to read and understand most of these PayPal policies so you will avoid all their limitation or suspensions.
Since PayPal is not readily available in Nigeria, you have to be alert and watch out for any warning signs from PayPal. Their limitations usually come like a thief in the middle of the night. That’s why you need the heart of a lion and the eyes of that of a cat to see these limitations forthcoming and avoid or even fight them.
- √Read Also: How to Find your Account Number on PayPal
When you begin to receive above $500 on a single transaction PayPal eyes are on you. it’s like their machines will alert them that hey someone has made another big transaction here kindly come and check on him and that will draw their attention to access your account thoroughly. And they will always see some signs of invalid activities no matter how.
Here is What I do
Each time I have huge funds to take, I split them into two: One goes to my USA PayPal and the other goes to my UAE PayPal account….
If I want to withdraw, after withdrawing the one that goes to the USA PayPal account to my Payoneer bank I can then transfer the leftover funds from the UAE PayPal to the USA PayPal and then cash out to Payoneer again instead of receiving the whole funds once to just one PayPal account.
I don’t transact above 250$ per send or per receive and with that my PayPal account has been very safe for me.
Mind you: There are many other reasons why your account might get limited among which we have an IP conflict but I was able to find a better way of managing my USA PayPal account without a VPN
One other important Note you should mind is, Paypal security questions as that can also help.
As soon as you set up your USA or other PayPal account, you should set up security questions to guide your PayPal against the evil days.
This is because in most cases you might just be asked to recover your account with the security questions you set when limited but if you skip that hmmm your case will be a different one.
In summary, you should consider the following as a warning
1. Don’t leave money in your PayPal account because PayPal is no man’s business so no one can guarantee you 100% safety when it comes to using PayPal accounts.
2. Do not accept heavy transactions in your PayPal account. If you are to receive 1000 dollars, find a way to split the funds and receive them gradually else PaPal will come against you
3. Always use one device to access your PayPal at a time
Can I Get Back My Limited PayPal Account?
Yes, you can get back your limited PayPal account if only you can provide the documents required. But getting the credentials as a non-citizen won’t be that easy at all.
Since you are a Nigeria, I would rather say it is impossible because you can’t get such documents
Conclusion: How To Withdraw Money From A Permanently Limited Paypal Account
Am sure the above post has gone beyond answering your question if you can buy online when your PayPal account gets limited but you have also learned many other things such as how to avoid PayPal limitations, How to handle your PayPal safely etc…
I still have more PayPal experience to share with you so don’t go away without sharing this post and also subscribing to my newsletters. You’re also free to comment. We all are learners and your opinion can help our readers.